Pranay Kale

The emergence of cryptocurrencies has sparked a transformative wave across the financial landscape, challenging the established norms of traditional banking and investment systems. As digital currencies like Bitcoin and Ethereum gain traction, their influence on conventional financial markets becomes increasingly evident. This article delves into the multifaceted relationship between cryptocurrencies and traditional financial systems, exploring … Read more

Money has always played large in our lives, both in the decisions we make, the opportunities we perceive and even in our very sense of worth. Still, so many of us have limiting beliefs around money fear, scarcity or even guilt. But as we enter 2025, I think it’s a great time to rethink our relationship with … Read more

As we head into 2025, the face of investment is changing, the product of economic swings, geopolitical turmoil and technological development. When it comes to selecting the investment options, there needs to be a balance which is directly based on financial goals, risk appetite and market sentiments. In this guide, I coverage a structured framework to help you … Read more

As an avid credit card user for travel and shopping, I was interested in Tata Neu Infinity HDFC Credit Card. The rewards structure being what it is and the access to lounges for added perks, the card is already quite attractive, particularly for fans of Tata-owned brands. new policy changes unfortunately, recent changes to lounge access have … Read more

I’m a financial analyst who is tracking the home loan market very closely and I have seen first hand the drastic reduction in home loan rates after RBI’s bold cut in the repo rate by 50 basis points (bps) in June 2025. In a series of cuts totaling 100 bps since February, the central bank has pulled … Read more

The Reserve Bank of India (RBI) has a major involvement in the financial sector of the country, and one of the weapons at its disposal is the repo rate. Home buyers and those who already own a home may understandably want to know how the repo rate influences home loans, so that they are well informed … Read more