I’m a financial analyst who is tracking the home loan market very closely and I have seen first hand the drastic reduction in home loan rates after RBI’s bold cut in the repo rate by 50 basis points (bps) in June 2025. In a series of cuts totaling 100 bps since February, the central bank has pulled … Read more
The Reserve Bank of India (RBI) has a major involvement in the financial sector of the country, and one of the weapons at its disposal is the repo rate. Home buyers and those who already own a home may understandably want to know how the repo rate influences home loans, so that they are well informed … Read more
As an avid watcher of the Indian economy and our financial markets, I have frequently found myself mulling over what prompts the cost of borrowing to rise or fall, the dynamics of money flow and the health of our financial system. Two common terms that come up in these conversations are the “repo rate” and the “CRR” … Read more